Farm Service Agency

How are America's student loan borrowers spread across different repayment plans? This data shows it quarterly, breaking down both the total amount owed and how many people chose each type of plan. Some borrowers are on a standard 10-year repayment track. Others chose income-driven plans where payments adjust based on what they earn, which can stretch repayment to 20 or 25 years. You can see how many people are in each category and how much money that represents. The data goes back to 2013, so you can spot trends in whether more people are switching to income-driven plans or sticking with standard repayment.

Federal student loans move through different statuses as borrowers progress from school through repayment. This data shows quarterly snapshots of where all those loans stand. How much money is owed by people still in school versus people actively repaying versus people who've fallen behind. How many borrowers are in each category. It covers more than a decade, so you can see how the overall picture has shifted over time, including what happened during major policy changes like income-driven repayment programs and the pandemic payment pause.

How much student debt do Americans actually owe, and who's carrying it? This data shows exactly that. You get a grid: five age groups along one side (under 24, 25-34, 35-49, 50-61, 62+) and nine debt sizes along the other (from less than $5K to more than $200K). The numbers tell you how many borrowers are in each combination and how many billions in total debt that represents. You'll see that people in their late 30s and 40s tend to have the biggest balances, often over $100,000, while younger borrowers usually owe less. It's a single snapshot from the end of 2025, so it shows where things stood at that exact moment.