U.S. Department of the Treasury

How much do homeowners insurance premiums vary by neighborhood? Which areas have the highest claim rates? Are insurers canceling or refusing to renew policies more in some places than others? This data answers those questions with actual insurance market information from over 80% of homeowners policies nationwide. It shows premiums, how often claims happen, how expensive those claims are, and what percentage of policies insurers don't renew. The snapshot covers 2018 through 2022 and is broken down by ZIP code, so you can see regional patterns.

When you lend money to the government (by buying Treasury bonds), you get paid interest. The longer you agree to lend the money, the higher the interest rate is usually. The yield curve shows you all those interest rates in one place, updated every day the stock market is open. It's like a snapshot of how much investors think the economy will grow or shrink in the future. A flat or inverted yield curve often signals trouble ahead.

A comprehensive list of people and organizations that the US government has blocked from doing business with. These are individuals and entities involved in terrorism, drug trafficking, weapons dealing, and other activities the US government wants to shut down economically. If someone or a company is on this list, US banks can't do business with them, US companies can't trade with them, and their assets in the US are frozen. The government updates it constantly as it adds new designations or removes old ones. Think of it as the official blacklist for economic sanctions.

Every time the Treasury needs to borrow money, it holds an auction. This data is the record of all those auctions: what type of security (short-term bill, longer-term bond, inflation-protected TIPS), how much was offered, how much people actually wanted to buy (the bid-to-cover ratio tells you if it was popular), and what interest rate the Treasury ended up paying. When the bid-to-cover ratio is high, it means investors are hungry for Treasury debt and the government can borrow cheaply. When it's low, the opposite. These auction rates are your first signal of where overall government borrowing costs are heading.

The national debt clock. Every day, the Treasury publishes how much money the U.S. government owes in total, broken down by who it owes it to. Some debt is held by banks, foreign countries, and regular investors. Some is internal, owed between government accounts. If you want to know what the debt was on any specific day, or track how it's changed over months and years, this is where that number comes from.

How much interest does the federal government pay each month to service its debt? This dataset has the answer, broken down by type of Treasury security (bills, bonds, notes, etc.) and by who holds them (the public or other government accounts). You'll see both the monthly charge and the running total for the fiscal year. It's the actual money flowing out, not the interest rates advertised when bonds are sold.