Federal Deposit Insurance Corporation
GovernmentThe Federal Deposit Insurance Corporation protects depositors by insuring bank accounts up to $250,000 per institution. Beyond insurance administration, FDIC maintains one of the most detailed databases of US bank financials, including quarterly reports from every FDIC-insured institution. The organization publishes information on bank failures, merger activity, asset composition, and performance metrics. This data is essential for understanding the health of individual banks and the banking system overall. FDIC also serves as a regulator and supervisor of state-chartered banks that aren't members of the Federal Reserve System.